First Home Buyers - Loans & Grants
The First Home Buyers Guarantee Scheme (formerly First Home Loan Deposit Scheme)... find out everything you need to know.
Why waste your time researching all the info, when the experts at QE Loans (Sunshine Coast & Mackay) walk you through everything, plus find you the right loan? Get expert lending knowledge at no extra cost.
Help me to qualify & find the right first home buyer loan (for free!)
First Home Buyers - Loans & Grants
Why waste your time researching all the info, when the experts at QE Loans can explain the grants, tell you if you're eligible, plus find you the best loans & rates.
Find out if you qualify
Home Loan Solutions - Australia Wide
Where ever you’re situated in Australia, speak to the expert mortgage brokers at QE Loans for great lending solutions.
Buying your first home shouldn't be so hard. Let us simplify it for you.
Owning your first home is an exciting prospect. Our role at QE Loans is to simplify your financial journey and expertly guide you in ideal directions along the way. You’ll have grants and eligibility explained, plus deposits, loan types, interest rates and lender options all explored for you. Every detail will be managed on your behalf, so you can secure the ideal loan whilst making wise decisions to benefit your long term finances.
Turn your dream into reality and talk to QE Loan on the Sunshine Coast and in Mackay today.
What is the First Home Buyer Guarantee Scheme?
Get all the answers
We’re here to answer all of your questions about buying your first home. Rather than spending an eternity reading everything on the internet, simply book an obligation free meeting with QE Loans. Get expert advice on what grants you’re eligible for, what deposit you require, how to avoid mortgage lenders insurance, what loan and lender offers you the best scenario and so much more. Call QE Loans today.
What is the $30,000 First Home Owners Grant?
The First Home Owners Grant in Queensland is a one-time payment aimed at helping first-time home buyers in Queensland take their first step onto the property ladder. The FHOG offers $30,000, but it’s only available if you purchase or build a new home valued below $750,000.
For those buying or building a new home, the grant amount is:
- $30,000 for contracts signed before 30 June 2025.
- $30,000 for owner-builders where foundations are laid by 30 June 2025.
At QE Loans, with offices on the Sunshine Coast and in Mackay, we can help you navigate the application process for the First Home Owners Grant and find the best loan options. Talk to us today to find out more.
Are you eligible for a grant as a first home buyer?
To qualify as a first-home buyer, you’ll need to meet the following criteria:
- Be an Australian citizen or permanent resident.
- Be at least 18 years old.
- Have never owned a residential property in Australia.
- The property you’re purchasing must be your primary place of residence.
- Meet specific income and asset requirements, which vary depending on the lender and the type of loan.
You may also qualify for other government incentives and stamp duty concessions. These incentives can help lower your upfront costs and increase your borrowing power, making it easier to purchase your first home. QE Loans, based on the Sunshine Coast and in Mackay are here to guide you through these opportunities.
What will you need to supply?
The team at QE Loans will step you through everything and complete all applications on your behalf with the information that you provide. Some of the requirements that you’ll need to supply before an application can be submitted will include:
- Identification: Provide proof of your identity, such as a passport or driver’s license.
- Income and Employment: Bring documents detailing your income and employment, including payslips, tax returns, and contracts.
- Savings and Assets: Present proof of your savings and assets, such as bank account statements.
- Debts and Liabilities: Provide evidence of any debts and liabilities, like credit cards or car loans.
- Property Details: Share information about the home you want to purchase, including the property price and address.
Note: Start with a conversation with QE Loans today. Our expert team of Mortgage Brokers based on the Sunshine Coast and in Mackay are here to simplify your journey to home ownership.
Finding the right lender can be a needle in a haystack,
unless you know what you're looking for. That's where we come in.
QE Loans on the Sunshine Coast and in Mackay do all the hard work for you, applying expert knowledge to find the lender who best suits your unique circumstances. We even manage the application for you. Our goal is to save you both time and money.
