Mortgage Broker Sunshine Coast & Mackay - Home Loans & Asset Finance

Take the headaches
out of home loans
& asset finance.

Find me the right loan
(for free)!

Let QE Loans do the work & find you the most competitive lending solutions.

Take the headaches out of Home Loans
& asset finance

Find me the right loan.

Let QE Loans do the work for you

We weigh up lenders for you

Take the hassle out of getting a home loan or general finance.
Let QE Loans Mortgage Brokers (Sunshine Coast & Mackay) do all the hard work for you.

For no extra cost and no obligation you’ll be expertly guided through the lending process.
We advise which bank / lender and loan format are best suited to your unique needs. 
Finding the right loan at the right rate is easy with expert guidance from QE Loans.

We even manage the application for you. Our goal is to save you both time and money.

Home Loan and Lending Solutions - Australia Wide

Where ever you’re situated in Australia, speak to the expert mortgage brokers at QE Loans for great lending solutions.

Home loans don't have to be complicated

Everything is easier when you deal with QE Loans. We review your circumstances & goals, then give you expert advice on the ideal loan and lender options to benefit your needs. What ever your scenario, talk to the home loan experts at QE Loans Sunshine Coast & Mackay.

Home loans don't have to be complicated

Get expert advice on the ideal lenders and loan structure to benefit you. Talk to the home loan experts at QE Loans Sunshine Coast & Mackay.

As brokers, we provide impartial expertise.

At QE Loans, our advice is based purely on what will provide the best outcome for you.

There is a right mortgage or lending solution out there for you, but they can be hard to spot on your own in the crowd. That’s where QE Loans come in.

What ever you need asset finance for

Whether you’re looking for a personal car loan, caravan loan, business asset finance, truck loan, company fleet finance, mining asset finance or any other asset, QE Loans on the Sunshine Coast & Mackay will find you the right solution.

What ever you need asset finance for.

For a personal car loan, caravan loan, business asset, truck loan, company fleet finance, mining asset finance or any other, QE Loans have the right solution.

$100 FUEL VOUCHER

FOR ALL ASSET LOAN SETTLEMENTS

QE Loans | Sunshine Coast Mortgage Broker | Finance Broker Near Me

What type of loan do you need?

Choose from a range of different
Home Loan options

We can explain the pros and cons of each home loan option so you can make a well educated decision.
Our friendly mortgage brokers on the Sunshine Coast & Mackay are available to answer any questions.

Owner Occupied & Investment Loans

Whether you’re looking for a home to live in, or planning to expand your property portfolio, get the right loan for your circumstances.

Land Purchase & Construction Loans

Construction home loans allow you to release funds in stages, so you’re not paying interest on it all from the start. Get the right advice.

Non Conforming Home Loans

Home loans for people who are self employed, have bad credit, or have been rejected by banks. You do have options. Talk to us to find out more.

Guarantor Home Loans

If you have less than 20% deposit, a guarantor can use their equity to help you secure a home loan & avoid paying mortgage insurance.

Low Doc Home Loans

For self employed people and contractors, a Low Doc Loan requires significantly less documentation than a traditional home loan.

First Home Buyer

Get all the answers about the First Home Buyers Guarantee Scheme. Make sure you receive eligible grants, avoid expenses & get the right loan.

Refinancing

Are you sick of rising interest rates or want to consolidate debts? Why not refinance & save? Let us show you options that can help you.

SMSF

Invest in your future by using your SMSF as a deposit to buy a property. The remaining amount can be borrowed to complete the purchase.

Choose from a range of different
Asset Finance options

We can explain the pros and cons of each so you can make a well educated decision.

Chattel Mortgage

Repayments can be consistent each month or vary to suit your seasonal cash flow. Repayments can be fixed or variable and interest rates are generally lower than unsecured loans.

Lease

Use the asset (vehicle or equipment) for an agreed term while making regular payments. At the end of the term, you have the option to buy the asset or return it to the lender.

Novated Lease

Salary sacrificing arrangement between an employee, the employer and a finance company, with regular payments subtracted from the employee’s pre-tax salary.

Vehicle Loan

A vehicle loan is a personal loan used to purchase a car / vehicle. Most car loans are secured, with the vehicle used as security. Finding the right loan and interest rate is key.

or a personal loan for something else

Personal Loan

Pay for something special like a holiday, a home renovation, or anything else that’s important to you. Personal loans can vary from 1-7 year terms, to suit your needs.

Personal loans for everything else in life

From a holiday, to consolidating debts or anything else, QE Loans on the Sunshine Coast are determined to find you the ideal loan with the lowest possible interest rate.

Personal loans for everything else in life

Whether you need a personal loan for a holiday, to consolidate debts or for any other reason… QE Loans on the Sunshine Coast are determined to find you the ideal loan with the lowest possible interest rate.

Easy start to finish loan process

1: Enter your details

Takes 30 seconds to enter the basics & we’ll call you with any questions.

2: We review & advise

QE Loans lending experts review your needs, analyse loan options from over 20  lenders & provide you with carefully selected options.

3: You choose, we apply

You choose from a shortlist of suitable loan options and then leave it with us to manage the application. All you need to do is sign.

4: Approved to go

Once your loan is approved, you take ownership of your new home, vehicle or asset.

Frequently asked questions

What is the minimum home loan deposit?

5% is the minimum deposit required. Talk to our team about your options.

Can my rent be considered as genuine savings when applying for a loan?

Yes it can be used as demonstration that you have capacity to save

Can someone other than my parent be a guarantor?

Yes they can.

Should I obtain a pre-approval?

Yes it is in your best interest to obtain a pre-approval, this gives you a stronger negotiating position 

Can I buy a property with a friend?

Yes you can. Talk to our expert team about ideal ways to manage this scenario.

What is the maximum home loan term?

40 years

While constructing my home, are my loan repayments principle and interest or interest only?

Interest only during the construction period.

Can I obtain the first home owners grant if I’ve owned a property before?

In certain circumstances you may still be eligible. Visit the Qld Government website to find out more info about First Home Owner eligibility, or ask our helpful team for advice.

How much deposit do I need for a car loan?

You don’t need any deposit for a car loan, we can fund 100% for the car and even cover the first years insurance premium.

How long do I need to be self employed before I can obtain a home loan?

For full doc loan: minimum 18 months ABN and 12 months of financials

Can I use equity in my home as deposit for a vehicle loan?

You most certainly can. In fact you can secure the car against your home, but we would always recommend taking a sensible approach in doing this as it’s not ideal to be putting the car over the same loan term as your home.

What is the required term for an asset loan?

Generally the maximum loan term is 7 years.

What is the minimum age to get a car loan or a personal loan?

The minimum age for any form of credit is 18 years.

Let's get started

If you’re ready to let somebody else do the hard work to make your finance a reality… fill out this form to get started.