Land Purchase & Construction Home Loans
A different approach to a standard home loan is often required when building on land, in order to reduce the amount of interest you pay during construction. Get the right advice & options.
The experts at QE Loans (Sunshine Coast & Mackay) walk you through every step, plus find you the right loan. Get expert lending knowledge at no extra cost.
Find out what loan options will work best for you (for free!)
Land Purchase & Construction Home Loans
A different approach to a standard home loan is often required when building on land, in order to reduce the amount of interest you pay during construction. Maybe you're not planning to build yet. Get the right advice & options.
Find out what loan options will work best for you
Home Loan Solutions - Australia Wide
Where ever you’re situated in Australia, speak to the expert mortgage brokers at QE Loans for great lending solutions.
You might need multiple loan types. We can manage that for you.
If you’re buying land, or buying land and building a home, you need to consider which type of loan will minimize your fees. Often, you might need a standard home loan to buy the land, then take out a construction loan for the building costs. This process can save many thousands of dollars.
Talk to the team at QE Loans (Sunshine Coast & Mackay) for advice on the best loan structure and options to suit your circumstances.
What is a Construction Loan (compared to a Home Loan)?
Can a construction loan be used to renovate a property?
Yes, you can use a construction loan to renovate an existing property. This way, funds are released in various stages throughout the construction process, rather than paying interest on the full loan from the beginning. What ever type of renovation you’re considering, talk to QE Loans (Sunshine Coast & Mackay) about your options.
Vacant Land Loans (not building just yet).
If you’re not planning to build immediately and want a loan for the land without time pressures, a vacant land loan might be your best option.
Standard mortgages are an option when buying vacant land, however many lenders offer specific vacant land loans with terms of up to 30 years. These loans can generally finance up to 90% of the land’s value, with some lenders extending further. Unlike construction loans, which often lack redraw facilities, land loans usually offer this feature, providing greater flexibility.
If you’ve found land that fits your future plans, but you’re not ready to build yet, we can help you to secure this asset. Talk to the expert lending team at QE Loans (based in Mackay & the Sunshine Coast) about the best loan options to suit your needs.
Finding the right lender can be a needle in a haystack,
unless you know what you're looking for. That's where we come in.
QE Loans on the Sunshine Coast and in Mackay do all the hard work for you, applying expert knowledge to find the lender who best suits your unique circumstances. We even manage the application for you. Our goal is to save you both time and money.
